Skip to main content

The Best Online Baccarat for Real Money in Canada

Best Online Bacarat for CanadiansOnline baccarat has become a favourite for players as it has fewer rules. It is still a complex game to learn and understand; however, its popularity at online casinos has grown immensely, which is why we have sourced the best online casinos offering baccarat just for you. All these casinos offer you the best bonuses, payouts, and game variations. We have also created a quick guide to teach you the best tips and tricks to help you get started with some online baccarat games. All these casinos offer you the best bonuses, payouts, and game variations.

Our Top Rated Online Baccarat Casinos


CA $800 Bonus

97% Payout

Rating: 4.9/5

97% Payout

CA $800 Bonus 98% Payout - Rating: 4.9/5

CA 400% Bonus

97% Payout

Rating: 5/5

97% Payout

CA 400% Bonus 97% Payout - Rating: 5/5

CA $220 Bonus

97% Payout

Rating: 5/5

97% Payout

CA $220 Bonus 97% Payout - Rating: 5/5

CA $220 Bonus

97% Payout

Rating: 5/5

97% Payout

CA $220 Bunus 97% Payout - Rating: 5/5

CA $240 Bonus

98% Payout

Rating: 4.9/5

98% Payout

CA $240 Bonus 98% Payout - Rating: 4.9/5

CA $120 Bonus

99% Payout

Rating: 4.8/5

98% Payout

CA $120 Bonus 99% Payout - Rating: 4.8/5

$2550 Bonus

98.23% Payout

Rating: 4.8/5

98.22% Payout

$2550 Bonus 98.23% Payout - Rating: 4.8/4

$7500 Bonus

98% Payout

Rating: 4.8/5

98% Payout

$7500 Bonus 98% Payout - Rating: 4.8/4

200% Slots match

98% Payout

Rating: 4.8/5

98% Payout

200% Slots match 98% Payout - Rating: 4.8/4

$2500 Bonus

98% Payout

Rating: 4.8/2

97% Payout

$2500 Bonus 97% Payout - Rating: 4.8/2

Our 5 Most Recommend Online Baccarat Casinos

With the popularity of online baccarat still gaining momentum at online casinos, various casinos are beginning to offer this thrilling table game. Our team of experts has recommended the online casinos listed below as they offer players attractive welcome bonuses, safe and secure banking options, a great selection of baccarat games and much more.

  1. Jackpot City Casino

Many Canadian online gamblers are quite familiar with Jackpot City Casino due to their attractive welcome bonus of CA$1600 and variety of games. All games featured on Jackpot City Casino have been developed by Microgaming, ensuring the best quality and service. The site offers just over 4 different baccarat games as well as a live version. They have a 24/7 customer service platform through live chat. If you are new to online baccarat, you are more than welcome to try the game and play for free.

  • Number of games: 5
  • Welcome bonus: CA$1600
  • Live Baccarat: yes
  • Mobile friendly: yes
  1. Spin Casino

Spin Casino offers the Punto Banco variation of online baccarat, available in a computerized and live dealer version. Though they may not have a wide range of online baccarat games, they still offer a worthwhile deposit bonus of CA$1000 and plenty of daily, weekly and monthly promotions with epic rewards.

  • Number of games: 2
  • Deposit Bonus: CA$1000
  • Live Baccarat: yes
  • Mobile friendly: yes
  1. Ruby Fortune Casino

Ruby Fortune is a great online casino to find just about any game. In terms of baccarat, they offer free, real money and live dealer versions. Their welcome bonus is an attractive CA$750, and they have over 450 casino games.

  • Number of games: 3
  • Deposit bonus: CA$750
  • Live baccarat: yes
  • Mobile friendly: yes
  1. Casino Friday

If you are looking for a wide range of baccarat to try out, look no further than Casino Friday. From punto banco to no commission baccarat, Casino Friday has it all. There are a total of 46 baccarat games to choose from, including live versions. From Bulgaria to San Macau-themed baccarat, players are spoilt for choice. The welcome bonus is a total of CA$500, which is still quite inviting.

  • Number of games: 46
  • Deposit bonus: CA$500
  • Live baccarat: yes
  • Mobile friendly: yes
  1. Spin Galaxy

Spin Galaxy is a cosmic-themed online casino that offers progressive jackpots, interactive table games and much more. In terms of variety, the site only offers a computerized version of baccarat but makes up for this with an impressive CA$1000 welcome bonus.

  • Number of games: 2
  • Deposit bonus: CA$1000
  • Live baccarat: no
  • Mobile friendly: yes

Online Baccarat Variations Available for Canadians

Much like any other table game, baccarat is played across many different countries, and therefore, many variations of this popular casino game have surfaced. Here is a quick look into each variant available at online casinos today.Online Baccarat Variations at Online Casinos

Chemin de Fer

Chemin de Fer is a French term roughly translated to “railway.” This variation of baccarat is one of the oldest ways of playing, and some say that from this variation is how baccarat was created. This method of playing baccarat allows for multi-players. The game is played using six decks, and only the croupier shuffles the cards. This version of the game requires a more active crowd as each player is given a chance to be the banker.  Cards are distributed face down, and drawing the third card is up to the player. The first play is given to the player who has placed the largest bet, and the rest follow. This version of baccarat is not played as often as before due to the various variations available.

Punto Banco

Punto Banco was developed in Havana around the 1940s, and it is played with eight standard decks. To start, the croupier hands out four cards, two to the player and the other to the banker. The player/banker closest or equals to 9 wins.

Baccarat Banque

Baccarat Banque is seen as more difficult since there are only three decks at play, and the banker stays the same until there are no funds left to play with or until a player withdraws willingly. A croupier shuffles the deck, passing it to the player on the left and right. The banker receives the deck and shuffles again. Three hands are dealt to the players and the banker; players can bet on each other, the banker or a tie.

Real Money Online Baccarat Rules

It is worthwhile for any player to understand the rules of each game. Most casinos offer a brief description of the game as well as the rules and other important information. Here are some online baccarat basic rules to keep in mind.

Each player is dealt two cards; should the total be six or more, they are required to stand, hoping that the dealer has a lower score. If the hand is 5 or less, players are required to draw an additional card. Banker rules are somewhat different. If their cards are 7 or more, they must stand, but if they have a value less than 2, they must draw a card. If their value is between 3 and 6, the banker can only draw a card if the player has drawn a card. In the event of a tie, no money is lost or won. Players who are spectators can bet on who will win or if they will result in a tie.

There are various betting options available. These range from betting that the banker or player will win or whether the game will tie. Here are the three main areas on the baccarat board that you will need to place your bets on.

Player bet

The house edge with a player bet ranges from 1.29% for a single deck game to 1.24% for 6 deck game. For this bet to be a win, the player needs to score a figure closest to 9 than the banker.

Banker bet

The banker bet has one of the smallest house edges, starting at 1.01% for a single deck and 1.06% for a 6 deck game. The payout is at odds of 19/20, including a 5% commission taken by the house for all bets placed. If the banker ends with a value closest to 9, they win.


Those who bet on a tie will get the highest payout of 8/1. The house edge is 15.75% for the single-deck game and 14.44% for 6 deck games. To win this bet, the player and banker must have the same points value.

How To Play Online Baccarat for Real Money

Now that we have given you a better understanding of baccarat in terms of how it is played, the variations available and the bets you can make, let’s look at a quick “how to play” to get you started.

  • Step 1: choose a variation of online baccarat that you would like to play at your selected online casino.
  • Step 2: decide on how you will place your bet. You can bet on the banker, player or that the game will result in a tie.
  • Step 3: 2 cards are dealt to you and the dealer, face up. A third card may be dealt, depending on the type of hands on the table.
  • Step 4: if you have a value between 0 and 5, a third card will be dealt with you.
  • Step 5: if you end up with a hand of 8 or 9, you win the game.

Online Baccarat Card Values

Understanding card values in baccarat can help players immensely. Learning card values can help a player determine the value of his hand compared to the rest of the players on the table.

  • Ace = 1
  • 2 – 9 = actual value shown on card
  • 10 = 0
  • Jack, King and Queen = 0
Online Baccarat Card Values

Online Baccarat Hand Values

As previously mentioned, all cards in baccarat have a certain value. These values are used to determine the winning hands. To calculate the value of a hand, one must add the points total of each card. Keep in mind that no hand should have a value higher than 9. For instance, if you are dealt a 7 and 9, your total would be 16. You would then subtract 10, which gives you a total hand value of 6. Similarly, if you have 2 face cards, such as a king and queen, your hand value would be 0, as that is the card’s value.

Top Online Baccarat Strategies

As is with most online table games, going in with a strategy is always a good idea. Allowing you to keep an eye on your bankroll and manage your bets effectively. The use of a betting system provides you with an opportunity to reduce your losses and, at the same time, maybe increase your winnings. Here are some common strategies that players have used when playing online baccarat.

  • 1-2-3-4: this strategy entails increasing your wager. By adjusting your bet each time you play, you cover yourself from making any losses. The 1-2-3-4 strategy allows players to stretch their bankroll throughout the game.
  • One-sided: the one-sided strategy involves choosing the same bet consistently on the banker or the player.
  • Paroli: with this strategy, players increase their bets each time they win. The following sequence is generally used; 1-2-4. Once you have won 3 times, restart from 1.

Online Baccarat Glossary of Terms

Just like any other card game, baccarat has a unique set of terms used during play. A basic understanding of these terms allows players to familiarize themselves with baccarat, giving them the upper hand. Here are some terms to keep in mind:

Online Baccarat Glossary of Terms

Shoe – a container used to hold the deck

Croupier – the employee running the table

Mini baccarat – a version of baccarat featuring smaller tables along with lower stakes

Stand – choosing to remain with the cards dealt to you

Draw – to request an additional card

Commission – money received from the player if a wager was made in the banker and the banker wins

Player bet – wagering that the player would win the round

Banker bet – wagering that the banker would win the round

Tie bet – this is also known as a stand-off. It is when a wager is made that the game will result in a tie

Banco – Spanish word for bank or banker, within baccarat it refers to the player who has the shoe

Frequently Asked Questions About Online Baccarat